Open Enrollment for Retirees

The 2024 Open Enrollment ended on October 11. Changes made during Open Enrollment take effect January 1, 2025.

Are you an Active Member?

Visit Open Enrollment for Active Members to get Open Enrollment information specific to our active members. Retirees can explore their options below.

Health Plan Changes for 2025

View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2025.

Important Health Enrollment Reminders

Be aware that a medical group ending its contract with a health plan and changes to the memoranda of understanding, bargaining unit agreements, or employer contribution amounts doesn't create a qualifying event to change plans outside of Open Enrollment.
If you change your health plan, you’ll receive new ID cards from your new health plan, not from CalPERS. Contact your health plan directly if you need additional cards.
PERS Gold and Platinum health plan ID cards will be mailed mid-December 2024. If you don't receive your ID card by January 1, 2025, contact Included Health if you're in a Basic plan. If you're in Medicare, contact Blue Shield.
You may use your current health plan through December 31, 2024, only. Your new health plan takes effect January 1, 2025.
Carefully review your pay warrant to ensure the health plan premium deduction was made when you change health plans, enroll for the first time, or add/delete dependents.
If your January 2025 warrant doesn't show the new premium deduction, you should see the premium payment adjustment in a subsequent pay period.
If you don't see the correct health plan premium deduction applied in your February 2025 warrant, contact us.

Behavioral Health and Wellness Programs by Health Plan

Discover the wide range of behavioral health and wellness programs offered through your health plan. Visit the Behavioral Health Programs by Health Plan and Health and Wellness Programs by Health Plan pages for detailed information on mental health services, substance use support, fitness programs, preventive care services, and other resources tailored to support your well-being.